About one year ago, the Tax Cuts and Jobs Act (“TCJA”) of 2017 officially passed – creating significant change for many U.S. families. This post is an update to my December 2017 article on tax reform and planning opportunities you should consider before December 31, 2018.Read More
Please sit back for a minute and take stock. Think about the greater purpose behind the holiday bustle – to show our love and appreciation for those around us who make the world a better place. Garbage collectors, postal workers, hairdressers, teachers, friends, and family members are common gift recipients.Read More
I attended a women’s leadership intensive in northern Wisconsin in mid-October, and one of the key takeaways from our gathering is this idea that I am enough. You are worthy of the gifts bestowed upon you. You have the power to make a tangible difference in others’ lives. You are wonderfully and perfectly made.Read More
These are the moments that make me a proud mama. It is my responsibility as a parent to create a safe, loving environment for my children to thrive. You are your son or daughter’s best teacher. Let’s explore five ways to raise healthy, responsible children.Read More
Did you know that saving for college is the #1 worry for families with children? Yet only 17% of families are saving for college expenses.Read More
Do you ever struggle with the idea of stewardship? Are you ever concerned about responsibly using the financial resources God has entrusted to you? You most likely struggle because you know Jesus died for our sins, and you want your actions to serve him. You want to live generously and in alignment with the plan God has for your life.Read More
Insurance isn’t glamorous, but it is a necessity for most people. We’ve discussed life and health insurance already. Let’s move on disability insurance. TMA Insurance Trust shares some startling statistics, we explore in this post.Read More
It’s no joke that health insurance premiums and deductibles continue to rise at an unprecedented rate. For those of you fortunate enough to have employer-provided coverage, congratulations! Even a mediocre employer-sponsored plan typically offers lower premiums and better coverage than plans you find on the individual exchange.Read More
Nonetheless, there are two practical lessons that can be drawn from a tragedy: 1. Cherish each moment with family and friends, and 2. Financially prepare for the unexpected. I cannot specifically help you with the first lesson but have some important technical insights on the second.Read More
Having an accountability partner beside you can make all the difference between crossing the finish line and getting injured during the messy middle of a race. It’s taken me a long time to learn this lesson.Read More
As Christians, it’s easy to think about faith through the lens of the first definition. You either trust in God or you don’t. But the alternate definition offers a new perspective on faith. Michael Kitces’ recently interviewed Diane MacPhee on the Financial Advisor Success Podcast, and Diane shared this related Indian fable…Read More
There’s no question that physical, emotional, and financial health are intertwined. Financial concerns may trickle into other life domains: it is common to be more stressed, prone to health issues, and less engaged at work. My role as a CPA financial planner is to help families reverse that trend. You can live richly even if you aren’t yet “rich.”Read More
Alright. It’s time to address the elephant in the room. Probably the question you most want to ask but were too afraid (at the risk of sounding impolite): How did we pay for three months abroad in Spain as a family of five? In short, there were three key elements (the three Ps), Let’s break apart each of the P’s in detail. I’m going to use my family’s story as an example and then end the article with a practical application you can use.
Have you ever wanted something badly but didn’t know how to make it happen?
Then you should find inspiration in this post. My husband Bryan, I, and our three young boys recently returned from three months of travel in Spain.Read More
I have a confession to make. I’m a chronic worrier. Even when things are going well in my life, I worry that they may not continue in that way. Are you letting worry rule your life, too? Here are four ways I cope with worry.
A moment of absolute peace. The beauty of this historical church. The sun as it speckled through intricate stained glass windows. Attention to exquisite detail. God’s divine presence. I breathed in calmly. Standing inside La Basilica de Sagrada Familia in Barcelona for the first time is ingrained in my heart…Read More
“Happy New Year! 2018 has got to be a better year for all.” That’s the text message that greeted me the morning of January 1st. I was excited to see “Happy New Year” but saddened by the second sentence. It really got me thinking about the sender’s mindset.Read More
Seek work-life happiness instead. I had the honor of presenting this topic for discussion at the XY Planning Network conference in Dallas last month. Shout out to Alan Moore, Michael Kitces and the entire XYPN team for a great “unconferencey” conference!Read More