Posts tagged emergency fund
3 Ways to Invest with Your Values

There were two main reasons behind my early investing mistake: naivete and lack of diversification.  Now, as a more astute investor, I understand the importance of vision and values in financial decision-making.  This article shares three easy ways to invest with your values.

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3 simple steps to an opportunity fund

Maintaining an emergency fund of a few thousand dollars for true emergencies is great because it satisfies basic physiological and safety needs.  But once you’re mentally able to move up the hierarchy of needs to psychological needs and self-actualization, you’re ready to build an opportunity fund.  Saving for the future will seem far more enjoyable. 

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2 reasons we used our opportunity fund last year

It’s valuable for each family to have a cash emergency fund that can be tapped for true emergencies – like a car breaking down or furnace repair in winter – but this needn’t be more than a few thousand dollars.  Once you’ve comfortably saved for an unforeseen, short-term emergency, then you can turn your attention to bigger goals.

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Give thanks, and get an opportunity fund

Please sit back for a minute and take stock.  Think about the greater purpose behind the holiday bustle – to show our love and appreciation for those around us who make the world a better place.  Garbage collectors, postal workers, hairdressers, teachers, friends, and family members are common gift recipients. 

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